Visa
Based Cash
4.1/10Overall Score
Card Mode
--
Card Type
Debit
Mobile Payments
Google PaySupportedApple PaySupported
About the Project
Fees & Rules
01Getting Started
- Virtual Card ApplicationVirtual Card ApplicationStaking at least 10,000 $BASED to get the card for free.
- $0
02Spending & Conversion
- FX Fee
- 1.5%
03Rewards
- Cashback
- 2%
Fee Sources · Verify Directly
basedapp.gitbook.io/docs/card/card-typesTeam & Investors
Team 4
Edison LimCofounder, CEO
Zac L.Co-Founder
Zlace.hlChief Technology Officer
Jun Hao LimCOO
Investors 9
Recent News
Card Guide
Overview
Based Cash is a Visa debit card from Based, the trading and payments app built around Hyperliquid. There is no application route: the only way in is staking $BASED, with 10,000 tokens unlocking the HYPE tier and 100,000 the Gold tier. Card funds sit in a segregated, Fireblocks-managed balance separate from the self-custodial trading wallet. Cashback, streaming and AI subscription rebates and airport lounge visits scale with tier, and are paid in $BASED at the start of each month for the previous cycle.
| Item | Details |
|---|---|
| Formats: | virtual plus plastic on HYPE, and virtual plus metal on Gold. |
| Tiers: | Orange with no stake, HYPE at 10,000 $BASED and Gold at 100,000 $BASED. |
| Funding assets: | USDC, USDT, SOL, HYPE and BASED from Solana, Arbitrum, Polygon and Hyperliquid. |
| Use cases: | Hyperliquid users spending trading proceeds in daily life at more than 150 million Visa merchants. |
Benefits
| Item | Details |
|---|---|
| Cashback (HYPE): | 2% up to USD 20 a month, paid in $BASED. |
| Cashback (Gold): | 4% up to USD 100 a month. |
| AI subscription rebates: | up to USD 10 a month on HYPE and USD 100 on Gold for Claude and ChatGPT. |
| Entertainment rebates (Gold): | up to USD 20 a month for Netflix, Spotify and YouTube. |
| Airport lounges (Gold): | four visits a year. |
| Full value: | up to USD 30 a month or USD 360 a year on HYPE, and USD 220 a month or USD 2,640 a year on Gold. |
Fees
| Item | Details |
|---|---|
| Issuance and annual fees: | none, with staking eligibility replacing an issuance fee. |
| Monthly fee: | none. |
| Top-up: | free on USDC and USDT. |
| Crypto conversion: | 1% through Smart Convert. |
| FX: | 2.5% on Orange, 1.5% on HYPE and 0% on Gold. |
| ATM: | no cash withdrawals. |
| Other: | the stake locks for 21 days after a card is redeemed, rewards stop as soon as unstaking begins, and card balances cannot be moved back to the trading wallet. |
Availability
| Item | Details |
|---|---|
| Acceptance: | usable at 150 million Visa merchants worldwide, both online and in stores. |
| Onboarding: | KYC with a passport or national ID only, as driving licences are not accepted; screening usually completes within three days. |
| Staking gate: | 10,000 $BASED locked for HYPE and 100,000 for Gold. |
| Spending limit: | SGD 3,000 equivalent a day by default on the standard card. |
| Cash access: | no ATM withdrawals, and card balances cannot be withdrawn back to the trading wallet. |
| Mobile payments: | Google Pay supported. |

