Visa
Tria
6.6/10Overall Score
Card Mode
Third-party custody
Card Type
Debit
Mobile Payments
Google PaySupportedApple PaySupported
About the Project
Fees & Rules
01Getting Started
- Virtual Card Application
- $25
- Physical Card Application
- $109
02Spending & Conversion
- Base Transaction Fee
- 0%
- ATM Withdrawal
- 1%
03Rewards
- CashbackCashback1.5% Cashback on first $1000/mo then 0.5% unlimited cashback on eligible spends
- 1.5%
Team & Investors
Team 4
Vijit KattaCo-founder and CEO
Parth BhallaCo-Founder
Avi GuptaHead of Product
Eric VreelandHead of Marketing
Investors 14
Recent News
Tria Launches Agentic Trading, Allowing AI Agents to Execute Crypto Trades Without Giving Up Control of FundsTria Returns More Than $600,000 to the Community That Helped Build Its EcosystemTria Doubles Card Rewards for JulyTria launches a self-hosted VIP trading program, offering up to 50% fee reductionTria Brings VIP Trading to Self-Custody for the First Time, Ending the Rewards vs. Asset Ownership TradeoffTria completed a cash rebate of 2.25 million USDT, and the reward pool for the second quarter is now online
Card Guide
Overview
Tria is a self-custody crypto spending and trading app operated by Threely Dimensions Inc., with cards issued by Nimbus, LLC (Delaware) and running on Visa. Unlike prepaid crypto cards, Tria does not require funds to be moved onto the platform first: assets stay in the user's own wallet as collateral and settle on demand at the point of sale. Liquidation is triggered only when charges remain unpaid for more than one calendar day, or when collateral value falls below the amount charged.
Three tiers: Virtual (virtual card only), Signature (PVC physical plus virtual) and Premium (metal plus virtual, later renamed Max). Tria says it covers 150+ countries and roughly 130 million merchants, with 1,000+ crypto assets spendable directly.
Plan comparison
Cashback is paid in USDC / USDT on Arbitrum:
| Item | Virtual | Signature | Premium |
|---|---|---|---|
| Benefits | 1.5% on the first USD 100 a month, then 0.5% | 4.5% on the first USD 1,000 a month, then 1% | 6% on the first USD 2,000 a month, then 1% |
Benefits
| Item | Details |
|---|---|
| Cashback is paid in USDC / USDT on Arbitrum: | |
| Virtual: | 1.5% on the first USD 100 a month, then 0.5% |
| Signature: | 4.5% on the first USD 1,000 a month, then 1% |
| Premium: | 6% on the first USD 2,000 a month, then 1% |
| Tria Points and Mystery Box: | Virtual earns 1 point per USD 1 spent, Signature and Premium 1.5 points; Signature and Premium receive an extra 2,500 points each season. Cashback and points are independent, so one transaction can earn both. |
| Referral rewards: | 10% of the referee's base points. |
| Stablecoin yield: | Earn / Invest offers up to about 6% (Virtual), 10% (Signature) and 15% (Premium) APY through on-chain strategies with no lock-up, paid straight back to the balance. |
| Network benefits (all tiers): | price protection up to USD 2,000 per account, purchase protection up to USD 10,000, global auto rental cover and Visa digital concierge. Signature and Premium add USD 500 per baggage delay, USD 1,000 per lost baggage, the Visa Luxury Hotel Collection and Visa Airport Companion, with lounge entry fees paid by the cardholder. |
| Other: | zero withdrawal fees, a USD 1 million daily transaction limit, Apple Pay / Google Pay, and 24/7 fraud monitoring with real-time alerts. |
Fees
| Item | Details |
|---|---|
| Issuance fee (equal to the annual fee and listed as non-refundable): USD 25 for Virtual, USD 109 for Plastic (Signature) and USD 250 for Metal (Premium). | |
| Monthly fee: | 0. |
| Transaction fee: | 0; some lower tiers add a small convenience fee of about USD 0.15 per transaction, waived on Premium. |
| FX fee: | the Visa rate (about 1%) plus a Tria service fee of about 0.5%. |
| ATM: | USD 1 + 1% per withdrawal; up to USD 2 for balance enquiries and declines. |
| Top-up / funding: | up to 1% on USDC settlement and deposits; on-chain provider fees are charged separately. |
| Tier summary: | the three tiers are bought outright with a one-off issuance fee and differ on cashback caps (USD 100 / 1,000 / 2,000 a month), ATM access, card material and travel benefits. |
Availability
| Item | Details |
|---|---|
| Supported regions: | onboarding is available in 200+ countries and territories, with card acceptance across 150+ countries and roughly 130 million Visa merchants; international cards are issued by Nimbus, LLC and the Nigerian programme is marketed with BANEX Microfinance Bank. |
| Unsupported regions (26): | Afghanistan, Belarus, the Central African Republic, the Democratic Republic of the Congo, Cuba, Eritrea, Ethiopia, Guinea, Guinea-Bissau, Iran, Iraq, Lebanon, Libya, Mali, Myanmar, Nicaragua, North Korea, Russia, Somalia, South Sudan, Sudan, Syria, the United States, Venezuela, Yemen and Zimbabwe. |
| Spending limits: | a USD 1,000,000 daily transaction limit, with actual spending power capped by the market value of collateral in your wallet. |
| ATM limits: | USD 750 a day; Signature and Premium allow USD 750 per withdrawal and up to 3 withdrawals a day. |
| Sign-up requirements: | the issuance fee is paid before KYC begins; wallet assets double as the spending line, so no minimum balance is required. |
