Moto is a non-custodial crypto credit card built on the Solana blockchain. Users deposit USDC as collateral to receive a Visa card for spending and earn 5% base cashback. Its core mechanism ensures users retain control of their assets, while collateral in smart contracts can generate 2-5% APY through DeFi strategies. The product has no annual or monthly fees, but collateral cannot be freely withdrawn until repaid.
Moto is a non-custodial crypto credit card built on the Solana blockchain. Users deposit USDC as collateral to receive a Visa card for spending and earn 5% base cashback. Its core mechanism ensures users retain control of their assets, while collateral in smart contracts can generate 2-5% APY through DeFi strategies. The product has no annual or monthly fees, but collateral cannot be freely withdrawn until repaid.
