Visa / Mastercard / Monavate
Exodus Card
3.9/10Overall Score
Card Mode
Self-custodial
Card Type
Debit
Mobile Payments
Google PaySupportedApple PaySupported
About the Project
Fees & Rules
01Getting Started
- Virtual Card Application
- $0
02Spending & Conversion
- Top-ups Fee
- 0%
03Rewards
- Cashback
- 0%
Team & Investors
Team 4
JP RichardsonCofounder, CEO
Daniel CastagnoliCo-Founder and President
James GernetzkeCFO
Gerardo Di GiacomoChief security officer
Investors 1
Recent News
Exodus Q3 revenue grew by 7%, net loss of 8.3 million USDExodus plans to lay off 25% of its workforce and shift to a stablecoin payment infrastructure strategyExodus Announces Workforce Reduction to Focus on Full-StackExodus Offers Subscription Payments via Stablecoins to DGOExodus reveals June cryptocurrency treasury data: holding 600 BTC, 467 ETH, and 17,749 SOLExodus Adds 200+ Tokenized Stocks and ETFs Through Ondo
Card Guide
Overview
The Exodus Card is a self-custodial Visa debit card offered inside Exodus Pay by Exodus Movement (NYSE American: EXOD). In the United States the prepaid card is issued by Lead Bank with Bridge Ventures as programme manager; in Europe Monavate issues it. The balance lives on Solana inside Exodus Pay, centred on XO Cash, a dollar stablecoin issued with MoonPay, and deposits of USDC or USDT are converted to XO automatically. Every payment is signed by the user's wallet, and Exodus holds no private keys.
| Item | Details |
|---|---|
| Card form: | virtual only, with no plastic and no PIN, supported in Apple Pay and Google Pay. |
| Tiers: | one tier, with no issuance, monthly or annual fee. |
| Funding: | XO Cash, USDC or USDT on Solana, or a direct purchase by card or Apple Pay. |
| Use cases: | online and in-store Visa acceptance and subscription billing; no ATM withdrawals. |
Benefits
| Item | Details |
|---|---|
| Points: | 1 point per USD 1 of card spend and 1 point per USD 100 of cash held per day. |
| Redemption floor: | 10,000 points convert to XO Cash, or 4,000 in Argentina, Brazil, Colombia, Mexico and Uruguay. |
| Merchant boosts: | participating merchants add a discount on top of base points, paid in points as well. |
| Use of points: | redeemed XO Cash lands in the card balance and is spendable on the next purchase. |
Fees
| Item | Details |
|---|---|
| Issuance: | free. Monthly and annual fees: zero. |
| Spend fee: | none, purchases are paid straight from the card balance. |
| Cross-border: | a 0% international transaction fee on the US card, converted at the network rate. |
| Cash and transfers: | no ATM withdrawals and no card-to-card transfers. |
| Currency conversion: | the Exodus Pay balance is denominated in dollars, and non-USD purchases convert at the network and processor rate. |
Availability
| Item | Details |
|---|---|
| Supported (42): | the United States except Vermont, Canada, Switzerland, Andorra, Austria, Belgium, Bosnia and Herzegovina, Bulgaria, Croatia, Cyprus, Denmark, Finland, France, Germany, Gibraltar, Greece, Hungary, Iceland, Ireland, Isle of Man, Italy, Jersey, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain and Sweden, plus Argentina, Brazil, Colombia, Guatemala, Mexico, Uruguay and Niger. |
| Not supported: | the United Kingdom, Australia, Singapore, Japan, South Korea, India, mainland China and Hong Kong. |
| Onboarding: | 18 or over, with document and selfie checks through Veriff; US users also need an SSN, others a tax ID and proof of address. |
| Balance ownership: | the card balance is a self-custodial Exodus Pay account whose recovery phrase the user holds. |
| Spending order: | USDT first, then USDC, then XO Cash, with each purchase covered in full by a single asset. |