Visa

DogPay Card

4.8/10Overall Score

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Payment infrastructure bridging crypto and fiat

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Card Mode

Third-party custody

Card Type

Debit

Mobile Payments

Google PaySupportedApple PaySupported

Spend Top-up

Payment Activity

No data available

About the Project

DogPay is a payment infrastructure platform that bridges cryptocurrency and fiat currency. It provides APIs and hosted payment pages, enabling merchants to accept stablecoin payments such as USDT and automatically convert funds into fiat currency for settlement to bank accounts. Its core features include creating payment orders, generating hosted payment links, processing on-chain transaction confirmations, asynchronously notifying transaction results via webhooks, and supporting merchant withdrawals to whitelisted addresses. The platform employs cold/hot wallet isolation and multi-signature mechanisms to safeguard funds, and adheres to KYC/AML compliance requirements. Merchants can quickly integrate via simple API calls or by using hosted payment links, without needing to build complex blockchain interaction logic themselves.

Fees & Rules

01Getting Started

Virtual Card Application: $0
Physical Card Application: $10

02Spending & Conversion

Base Transaction Fee
Base Transaction Fee
1% + $0.3: 1%
FX Fee: 1.5%
Refund Fee: $2
Declined Transaction Fee: $0.5

Fee Sources · Verify Directly

dogpay.com/us/help-center/Physical-Card-Activation-Process-and-Usage-Instru

Team & Investors

Team 2

Jesse RENHead of Partnerships

Mokie ChanMarketing Director

Investors 2

SpiderPoolAntalpha Ventures

Recent News

2025-08-11DOGPAY launches stablecoin payment acceptance service, leading the implementation of AI subscription scenarios

Card Guide

Overview

DogPay is a stablecoin payments platform founded in 2022, headquartered in Hong Kong with technology hubs in Singapore and Canada, covering card issuing, acquiring, global accounts and card-as-a-service. Personal cards come on both Visa and Mastercard BINs whose issuing country and currency differ by BIN: the US BINs support Apple Pay and Google Pay, while the UK and Hong Kong BINs are aimed mainly at online spending. The platform states it holds a Singapore payment services registration, an Estonian e-money authorisation and a US FinCEN MSB registration, and is PCI-DSS Level 1 certified.

Item	Details
Formats:	virtual and physical cards, with mobile wallet support depending on the BIN.
Tiers:	a free Basic plan and paid plans at USD 4.9, 9.9 and 29.9 that cut top-up fees and include free cards.
Funding assets:	USDT, USDC, BTC, ETH, SOL and DOGE across Tron, Ethereum, BNB Chain and others.
Use cases:	cross-border subscriptions, AI services, overseas retail and ad spend, plus a US ACH account.

Benefits

Item	Details
BIN choice:	US, UK or Hong Kong BINs, which change both the fee schedule and mobile wallet support.
Fee-free BIN:	the 5567 BIN charges no processing fee on domestic or cross-border transactions.
FX:	no markup, settled at the issuing bank's rate.
Business tools:	card-as-a-service through API, SDK and plugins, with batch issuing and limit controls.
Acquiring and accounts:	crypto acquiring and a US local account in the same dashboard, useful for cross-border operations.
Paid plans:	top-up fees fall from 1% to 0.3% and include one to three free cards.

Fees

Item	Details
Issuance:	USD 10 for a virtual card and USD 50 for a physical card, plus USD 7 to 26 shipping.
Monthly fee:	none on Basic; USD 4.9, 9.9 or 29.9 on paid plans.
Top-up:	1% on Basic and 0.8%, 0.5% or 0.3% on paid plans.
Processing:	0.5% to 1.5% + USD 0.3 to 0.5 depending on BIN, and 0 on the 5567 BIN.
FX:	no markup, at the issuing bank's rate.
Failed transactions:	USD 0.1 to 0.5 each, refunds 0% to 2% by BIN and reversals 1%.
Stored-value cards:	a first load of at least USD 10.

Availability

Item	Details
Acceptance:	more than 140 countries and territories at Visa and Mastercard merchants.
BIN coverage:	the US BINs support Apple Pay and Google Pay, while the UK and Hong Kong BINs are mainly for online use.
Onboarding:	full KYC with document, selfie and address, and a funded balance before spending.
Spending limits:	USD 150,000 a month on the physical card, with virtual limits set by BIN and plan.
ATM:	available on the physical card at 2% + USD 2.
Compliance:	the platform cites a Singapore payment licence, an Estonian EMI authorisation and a US MSB registration, with the application page confirming actual eligibility.