Mastercard / Visa
Bybit Card
4.7/10Overall Score
Card Mode
Third-party custody
Card Type
Debit
Mobile Payments
Google PaySupportedApple PaySupported
About the Project
Fees & Rules
01Getting Started
- Physical Card Application
- $5
02Spending & Conversion
- ATM WithdrawalATM Withdrawal2% is added after the monthly free withdrawal limit of $100.
- 2%
- FX Fee
- 1%
- Crypto / Fiat Conversion
- 0.9%
03Rewards
- Cashback
- 2%
Card Guide
Overview
Bybit Card is issued by Bybit with Mastercard, and with Visa in some markets, as a debit card that spends the exchange account balance directly without a separate card wallet. Cashback is the main proposition: up to 10% back on crypto-funded spending depending on tier, payable in USDT or bitcoin. The EEA runs separately through Bybit EU GmbH, a MiCAR-licensed entity, whose card, points and campaigns do not carry over to the global platform.
| Item | Details |
|---|---|
| Formats: | virtual and physical cards with Apple Pay, Google Pay and Samsung Pay support. |
| Tiers: | Base, Beta, Alpha, Apex, Omega and Infinite, set by the higher of monthly card spend or Bybit VIP level. |
| Supported assets: | BTC, ETH, MNT, USDT, USDC, XRP, BNB and TON. |
| Use cases: | everyday spending, subscriptions and cross-border payments, with a dedicated card design for Europe. |
Benefits
| Item | Details |
|---|---|
| Cashback tiers: | Base 2% capped at USD 5 a month, Beta 2% from USD 500 of monthly spend capped at USD 50, Alpha 4% from USD 3,500. |
| Higher tiers: | Apex 6% from USD 9,500 of spend capped at 250 USDT, Omega 8% from USD 12,500 capped at 400 USDT, Infinite 10% capped at USD 600. |
| Payout: | Card Points settled daily at USD 0.002 per point, redeemable in the app. |
| Subscription rebates: | 100% back on ChatGPT Plus, Claude Pro, Netflix, Spotify, TradingView and the Financial Times for Tier 3 non-VIP users and all VIPs. |
| New user rewards: | up to 10% back in the first month, including a 10 USDT airdrop and up to 110 USDT of spending cashback. |
| Idle assets: | balances keep earning in the account, so nothing needs to be sold ahead of a purchase. |
Fees
| Item | Details |
|---|---|
| Issuance: | free virtual card and USD 5 physical card. |
| Annual, monthly and dormancy fees: | none, with a three-year validity. |
| Crypto conversion: | 0.9%. |
| FX: | 2% on non-USD purchases. |
| ATM: | free up to a monthly allowance (EUR 100 in Europe, USD 100 in Australia and AIFC, ARS 95,000 in Argentina, BRL 550 in Brazil), then 2%. |
| Cashback scope: | from 5 October 2026 only crypto-funded transactions earn rewards, and payments from a fiat balance earn nothing. |
Availability
| Item | Details |
|---|---|
| EEA: | cards are issued by Bybit EU GmbH across EEA member states except Malta. |
| Global markets: | Australia, Georgia, Kazakhstan (AIFC), Mexico, Brazil, Argentina and Peru, plus several Asia-Pacific markets; Peru and some APAC markets use Visa. |
| Not supported: | the United States and the United Kingdom; EEA residents cannot apply on bybit.com and must use bybit.eu. |
| Onboarding: | Bybit Level 2 verification with document and proof of address; Level 1 is not enough. |
| Reward scope: | points and cashback on the global platform do not transfer to a Bybit EU account. |
| Acceptance: | usable at Mastercard or Visa merchants worldwide, covering more than 90 million locations. |