Bleap
5.8/10Overall Score
Card Mode
Self-custodial
Card Type
Debit
Mobile Payments
Google PaySupportedApple PaySupported
About the Project
Fees & Rules
01Getting Started
- Virtual Card Application
- $0
02Spending & Conversion
- Base Transaction Fee
- 0%
- Top-ups Fee
- 0%
- ATM WithdrawalATM WithdrawalFree up to a monthly limit of €400.
- 0%
- FX Fee
- 0%
- Crypto / Fiat Conversion
- 0%
03Rewards
- Cashback
- 1%
Team & Investors
Team 2
Guilherme GomesCo-founder
Joao AlvesCo-founder
Recent News
Card Guide
Overview
Bleap is a European self-custodial payments app whose card is issued by Unlimit EU Ltd, a Cyprus e-money institution, with Bleap Finance as the programme company and a Latvian crypto-asset service licence alongside it. The wallet uses multi-party computation, splitting the key into shares, so there is no seed phrase and recovery runs through email sign-in. The Mastercard draws directly on any token on Solana, Base or Arbitrum, converting non-stablecoins to euros or dollars at the moment of payment with no conversion fee.
| Item | Details |
|---|---|
| Card forms: | the virtual card is live on approval and the physical card ships within two working days, with Apple Pay and Google Pay. |
| Tiers: | a single tier with no issuance or monthly fee. |
| Funding: | 0% SEPA transfers arriving as EURe, or a USDC balance held directly. |
| Use cases: | domestic and cross-border spending in Europe, subscriptions and ATM withdrawals. |
Benefits
| Item | Details |
|---|---|
| Base cashback: | 1% on all spending, paid in USDC to the wallet, capped at EUR 500 per transaction and EUR 3,000 a month. |
| Transport boost: | 3% at Uber and Bolt and at Just Eat, Deliveroo, Uber Eats, Glovo and Bolt Food, capped at EUR 50 per transaction and EUR 500 a month per service. |
| Subscription boost: | 20% on streaming, AI tools and gaming subscriptions, with per-merchant caps such as EUR 20 a month for Netflix, EUR 200 a year for Disney+ and EUR 250 a year for Claude. |
| Yield: | the savings feature pays up to 4% APY on USD balances. |
| Multi-chain spending: | thousands of tokens on Solana, Base and Arbitrum are spendable, with non-stablecoins converted at no fee. |
Fees
| Item | Details |
|---|---|
| Issuance: | free. Monthly and annual fees: zero. |
| Spend fee: | none, with stablecoins converting to fiat 1:1 at no markup. |
| FX fee: | no foreign exchange charge on non-euro transactions. |
| ATM: | the first EUR 400 a month is free, over at most three withdrawals. |
| Bank transfers: | 0% SEPA in and out, with a EUR 3,000 cap per outgoing transfer. |
Availability
| Item | Details |
|---|---|
| Supported: | the EEA and Switzerland, plus Mexico and Brazil in Latin America. |
| Restricted: | the UK and the United States sit outside the service area. |
| Onboarding: | 18 or over and resident in a supported country, verified in-app with a document and a selfie, usually within five minutes. |
| Spending limits: | EUR 10,000 per transaction, EUR 15,000 a day and EUR 30,000 a month. |
| ATM limits: | EUR 400 a month over at most three withdrawals. |
| Cashback exclusions: | transfers, financial services, gambling and tax payments earn nothing, and anything routed through Curve earns nothing. |
