Visa / Wirex
BingX Card
3.6/10Overall Score
Card Mode
Third-party custody
Card Type
Debit
Mobile Payments
Google PaySupportedApple PaySupported
About the Project
Fees & Rules
01Getting Started
- Virtual Card Application
- $0
- Physical Card ApplicationPhysical Card ApplicationFree for VIP users
- $180
02Spending & Conversion
- Base Transaction Fee
- 1.5%
- ATM WithdrawalATM WithdrawalThe first $200 per month is free. There is a 2% fee for each subsequent withdrawal.
- 2%
03Rewards
- CashbackCashbackMonthly cap is $100
- 2%
Fee Sources · Verify Directly
fiat.bingx.com/en/card/landingCard Guide
Overview
BingX Card is issued by BingX in partnership with Wirex on the Visa network, announced in July 2026 and opened to all eligible users that September. It is not a prepaid card: spending draws on USDT in the BingX funding account, converted at the live rate at checkout. The range covers a free virtual card and a paid metal card, with cashback tiers set by last month's spending and settled instantly in USDT. An earlier European Mastercard version issued by Paytend was withdrawn after its licence was revoked.
| Item | Details |
|---|---|
| Formats: | a free instantly issued virtual card, and a metal physical card sent by post. |
| Tiers: | virtual and metal formats, each with three cashback bands. |
| Settlement: | USD, paid from a USDT balance. |
| Use cases: | online spending, digital subscriptions, in-store payments and ATM withdrawals on the metal card. |
Benefits
| Item | Details |
|---|---|
| Virtual cashback: | 2% up to USD 200 of prior-month spend capped at USD 4, 2.5% from 200 to 1,000 capped at USD 25, and 3% above 1,000 capped at USD 100. |
| Metal cashback: | 3% up to USD 500 capped at USD 15, 4% from 500 to 2,000 capped at USD 80, and 5% above 2,000 capped at USD 150. |
| Subscription cashback: | 20% at merchants under MCC 5817, 5734, 4899 and 5815, covering AI tools, productivity software and social platforms, within the same monthly cap. |
| Payout: | credited instantly in USDT per purchase, withdrawable to the funding account at T+3 with a 2 USDT minimum. |
| Tier logic: | bands follow prior-month spending rather than VIP level and reset at 09:00 UTC+8 on the first of each month. |
| Refunds: | refunded, cancelled or charged-back transactions do not count, and paid cashback is clawed back. |
Fees
| Item | Details |
|---|---|
| Issuance: | free for the virtual card; USD 180 for metal, waived for VIP and agent users. |
| Annual, monthly and cancellation fees: | none, and metal cards ship free. |
| Transaction fee: | 1.50%. |
| ATM: | the first USD 200 each month is free, then 2% per withdrawal. |
| Refunds: | no additional charge. |
| Inactivity fee: | none. |
Availability
| Item | Details |
|---|---|
| EEA (23): | Andorra, Belgium, Bulgaria, Croatia, Cyprus, Denmark, Estonia, Finland, Gibraltar, Greece, Hungary, Iceland, Ireland, Latvia, Lithuania, Luxembourg, Malta, Monaco, Montenegro, Norway, Portugal, Slovakia, Slovenia, Sweden and Switzerland, with Romania excluded. |
| Asia-Pacific (9): | Taiwan, Australia, New Zealand, the Philippines, Thailand, Vietnam, South Korea, Japan and Malaysia. |
| Latin America (7): | Argentina, Brazil, Chile, Colombia, Ecuador, Mexico and Peru. |
| Rest of world (23): | Israel, Saudi Arabia, the UAE, Bahrain, Oman, Kazakhstan, Ukraine, Turkey, South Africa, Kenya, Nigeria, Ghana, Uganda, Azerbaijan, Georgia, the Marshall Islands, El Salvador, Guernsey, Isle of Man, Jersey, Moldova, Panama and Uzbekistan. |
| Not supported: | the United States, the United Kingdom, France, Germany, Italy, Spain, the Netherlands, Austria and Poland. |
| Onboarding: | identity verification with document, proof of address and facial recognition, plus a USDT balance in the funding account. |
| Spending limits: | USD 10,000 per transaction and per day, and USD 30,000 a month. |
| ATM limits: | USD 500 a day and USD 5,000 a month on metal, with up to five withdrawals a day. |
