Visa
Avici
5.9/10Overall Score
Card Mode
--
Card Type
Debit
Mobile Payments
Google PaySupportedApple PaySupported
About the Project
Fees & Rules
01Getting Started
- Virtual Card Application
- $15
- Physical Card Application
- $50
02Spending & Conversion
- Base Transaction Fee
- 0%
- ATM WithdrawalATM Withdrawal$1 + 0.65% fee per transaction
- 0.65%
- FX Fee
- 0.4%
- Crypto / Fiat Conversion
- 0%
Fee Sources · Verify Directly
docs.avici.money/getting-started/secured-credit-cards/fees-and-limitsRecent News
Solana crypto card hacked, Avici token plummets 49%Avici will fully refund approximately $500,000 in losses to 1,685 users数据：Avici 遭攻击损失约 102 万美元，攻击者将资金兑换为约 418 枚 ETHAvici launches virtual account functionality on Solana, supporting automatic fiat-to-stablecoin conversion.Data: Some Solana ecosystem tokens rebounded significantly, with AVICI rising over 47% in a single day.The cryptocurrency bank project Avici has reached a historic market value high, with a 24-hour increase of 47.7%
Card Guide
Overview
Avici is operated by Avici Inc. and is a self-custodial Visa secured credit card collateralised with USDC. Users deposit USDC into an onchain loan contract controlled by their own wallet; Avici issues an equivalent USD spending line, charges settle against that collateral after purchase, and unused funds stay in the user's contract. The card is issued by licensed Visa partner Third National, and the card contract is separate from an ordinary Avici wallet: only the user's wallet can withdraw the balance.
| Item | Details |
|---|---|
| Formats: | virtual and white plastic physical cards, Apple Pay and Google Pay supported, onboarding in about two minutes. |
| Tiers: | Platinum and Signature, with Signature adding regional Visa Signature travel, hotel, concierge and purchase protection benefits. |
| Collateral: | USDC, funded from Ethereum, Polygon, Optimism, Arbitrum, Base or Solana; other tokens are converted to USDC automatically. |
| Use cases: | online and in-store payments and ATM withdrawals; separate cards can be issued for subscriptions, groceries and travel with their own limits. |
Benefits
| Item | Details |
|---|---|
| Welcome reward: | USD 5 for a first virtual card, USD 8 when signing up through a referral. |
| Referral: | the referrer earns 2% of the friend's card spending for the friend's first 90 days. |
| Separate limits: | multiple cards share one collateral line but each can carry a lower limit, useful for isolating subscriptions and ad spend. |
| Signature benefits: | Visa Airport Companion lounge access (pay per visit), rental car cover, purchase protection, travel insurance and a 24-hour concierge. |
| Fund control: | collateral sits in the user's own contract address, so Avici cannot move unspent balances. |
Fees
| Item | Details |
|---|---|
| Issuance (Platinum): | USD 15 for the first virtual card, USD 10 for each additional one, USD 50 for the physical card. |
| Issuance (Signature): | virtual card USD 30 in year one then USD 20 a year; physical card USD 75 then USD 20 a year. |
| Annual and monthly fees: | no annual fee on Platinum; Signature virtual costs USD 20 a year from year two. |
| Spending: | 0 on USD purchases, 0% interest. |
| FX: | no Avici markup, while Visa charges roughly 1% on non-USD transactions (card terms cap it at 3%). |
| ATM: | USD 1 + 0.65% per withdrawal on Platinum, USD 0.60 for balance enquiries and declines; Signature charges 0 for all three. |
| Other: | priority shipping USD 15 in the US and USD 50 internationally; USD 35 dispute fee; a replacement card costs the same as a new one. |
Availability
| Item | Details |
|---|---|
| Supported (49): | Antigua and Barbuda, Argentina, Australia, Bahamas, Bangladesh, Barbados, Belize, Bolivia, Brazil, Cayman Islands, Colombia, Costa Rica, Côte d'Ivoire, Dominican Republic, Ecuador, Egypt, El Salvador, Ghana, Grenada, Guatemala, Guyana, Honduras, Hong Kong, Japan, Kenya, Malaysia, Mexico, Morocco, New Zealand, Pakistan, Panama, Paraguay, Peru, Philippines, Senegal, Singapore, South Africa, St Kitts and Nevis, St Lucia, St Vincent and the Grenadines, Suriname, Thailand, Trinidad and Tobago, Turks and Caicos, Uganda, UAE, United States, Uruguay, Zambia. |
| United States: | available in 31 states only, including Alabama, Alaska, Arkansas, California, Colorado, Connecticut, Florida, Hawaii, Illinois, Indiana, Iowa, Kansas, Kentucky, Maine, Massachusetts, Michigan, Minnesota, Montana, Nebraska, New Hampshire, New Jersey, New York, North Carolina, Oklahoma, Pennsylvania, South Carolina, Texas, Utah, Virginia, West Virginia and Wyoming. |
| Not supported: | Belarus, mainland China, Cuba, India, Iran, Iraq, Israel, Myanmar, Nepal, Nicaragua, North Korea, Russia, Sri Lanka, Syria, Turkey, Ukraine, Venezuela and Vietnam; the card also cannot be used in several of those markets. |
| Onboarding: | 18 or older, full KYC, minimum first deposit of USD 1. |
| Spending limit: | no preset purchase cap; the line tracks the market value of the collateral and can be adjusted by the issuer. |
| ATM limits: | USD 1,000 per withdrawal, USD 3,000 a day and no more than three withdrawals a day. |